Do I need to be pre-approved for a construction loan?

Unless you are paying cash for your custom home project, you will need a construction loan to pay for the materials and labor, and you can use it to buy the land as well.

Construction loans for custom homes are a little more complicated than conventional mortgage loans because you are borrowing money on something that doesn’t yet exist. The bank will want assurances that you and your home builder can get the house built on time and on budget. Helton Construction can help you work with your financial institution to ensure this part of the process is fairly easy and uncomplicated.  Or If you don't want to go through the hassle we have built relationships with local bankers in Fremont county and we will pull the construction loan. We are a financially stable General Contractor company here for the long game and have the resources to make your dream of a custom home a reality.

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